Every Day
- Money rock: one rock a day drops 16,000 Bells in total if you hit it quickly with an axe or shovel. Dig holes behind you first so you are not pushed back.
- Glowing spot: digging it gives 1,000 Bells. Plant Bells in the hole and a bell tree grows in about five days; How-To Geek gives a planting limit of 10,000 and a harvest of up to 30,000.
- Hot item: Nook’s Cranny pays double for the day’s hot item.
- Foreign fruit: non-native fruit sells for 500 Bells each, so planting a second fruit type pays from then on.
The Turnip Market
Daisy Mae sells turnips every Sunday from 8:00 a.m. to midnight. Timmy and Tommy buy them twice a day (the price changes at noon), but not on Sundays, and turnips rot after a week, so sell by Saturday afternoon. How-To Geek warns that losing half your money is common, while players who coordinate price checks with friends have made around a million Bells.
High-Value Bugs
| Bug | Sell price | When (Northern Hemisphere) |
|---|---|---|
| Tarantula | 8,000 | Night, 7 p.m. to 4 a.m., November to April |
| Scorpion | 8,000 | Night, 6 p.m. to 5 a.m., April to September |
| Wasp | 8,000 (per How-To Geek) | Year-round, any time |
Mystery-island tours sometimes land on islands full of tarantulas or scorpions, which is where the biggest bug hauls come from.
A Simple Weekly Plan
Do the money rock, glowing spot and hot item every day, plant a second fruit type early, and treat turnips as an optional Sunday bet sized to money you can afford to lose. That covers loans without depending on the stalk market.
Buying Bells
Bells and items are sold by third parties, usually delivered by visiting your island. Nintendo does not sell Bells. See our Animal Crossing page for reviewed sellers and how island delivery works.
Frequently Asked Questions
What is the fastest way to make Bells?
The turnip market can pay the most but is risky; the reliable daily sources are the money rock (16,000 Bells) and tarantulas or scorpions at 8,000 each.
When do I sell turnips?
Any day but Sunday, at Nook’s Cranny, before they rot after a week. Prices change at noon.
Sources
Checked October 13, 2026. Game systems change with patches, so confirm numbers in game.
